| National Pension Scheme, NPS For NRI, Apply NPS Online


NPS is an extremely beneficial and visionary contributory pension scheme to help an individual develop a fund for the latter half of life, when one isn’t actively working, simply by investing certain specified amounts regularly in the present.

NPS is advantageous in the sense that it helps ensure financial security for every citizen by promoting the habit of saving for one’s old age, from the beginning itself. NPS has been designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their employment.


Alankit provides one-stop solutions for resolving all customer grievances, doubts and also offers due guidance and support for all services related to NPS, starting from the primary subscriber registration and undertaking the KYC verification to transferring the information methodically further to the elected intermediaries in a straightforward manner. One gets the following benefits with Alankit:

  • Professional Assistance throughout
  • Expert Guidance at every step
  • Easy & Affordable solutions

NPS Benefits

  1. Regulated by PFRDA, with transparent investment norms and regular monitoring and performance review of fund managers by NPS trust
  2. You can choose the amount you want to set aside and save every year
  3. Choose your own investment option along with the Fund manager of your choice
  4. Operate from anywhere irrespective of geography and employment
  5. Save more money as it has lowest investment charges across the investments options
  6. No entry and exit loads
  7. Tax benefits available under 80CCE of the Income Tax Act
  8. Additional Tax Benefit of Up to Rs. 50,000/- u/s 80CCD(1B) (Over and above 80CCE)


  • NPS is open to all Indian Citizen, NRI & OCI aged between 18-65 years
  • No upper limit of investment
  • Safe and reasonable market-based returns over the long term
  • All charges levied under NPS are defined and regulated by PFRDA
  • Portable account irrespective of geography and employment
  • Pension wealth accumulation grows over the period of time with a compounding effect


  • 1

    Subscriber will fill in the application form with required details

  • 2

    The following KYC Documents to be submitted along with the application form:

    • ID Proof

    • Address Proof

    • Passport

    • Photograph

  • 3

    Minimum NPS Contribution amount to be paid to any of the Alankit authorized representatives

  • 4

    PRAN (Permanent Retirement Account Number) will be generated and shared with the subscriber within 7 working Days

  • 5

    The PRAN Card will be delivered within 20 working days at the Indian address given by the Subscriber


How can one contribute to NPS?

To contribute in Tier I and Tier II account, the subscriber needs to deposit the contribution amount along with duly filled NCIS (NPS Contribution Instruction Slip) to any POP-SP.

How much does a subscriber need to contribute?

  • Subscriber is required to make contributions subject to the following conditions:
  • - Minimum amount at the time of Account opening - Rs 500
  • - Minimum amount per contribution - Rs 500
  • - Minimum contribution per year - Rs 6,000

Over and above the mandated limit of a minimum of one contribution, a subscriber may decide on the frequency of the contributions across the year as per his / her convenience. No maximum limit has been mandated. For Tier II, minimum contribution requirements: Minimum contribution at the time of account opening - Rs.1000 Minimum amount per contribution - Rs.250 Maintain minimum balance of Rs.2000 at the end of each financial year.

How many contributions to be made?

In both Tier I and Tier II account has to be at least one contribution in a financial year.

What is Swavalamban Scheme?

It is applicable to all citizens in the unorganized sector who can join the NPS administered by the PFRDA.

What are the benefits of Swavalamban Scheme?

Under the scheme, Govt. will contribute Rs.1000 per year to each NPS account opened in the year 2010-11 and for the next three years. As a special case and in recognition of their faith in the NPS, all NPS accounts opened in 2009-10 will be entitled to the benefit of Government contribution if they fulfill the eligibility criteria prescribed under these guidelines.

What is the contribution amount for Swavalamban Scheme?

Minimum contribution should be Rs. 1,000 per annum (Financial year) in Tier I account and maximum contribution should be Rs. 12,000 per annum (Financial year) in both Tier I as well as Tier II account together.

Who cannot join NPS?

    The following applicants cannot join:
  • - Undischarged insolvent: Individuals who are not granted an ‘order of discharge’ by a court.
  • - Individuals of unsound mind: An individual is said to be of unsound mind for the purposes of making a contract if, at the time when he makes it, he is incapable of understanding it and of forming a rational judgment regarding its effect upon his/ her self-interest.
  • - Pre- existing account holders under NPS.

What is CRA?

CRA stands for “Central Record Keeping Agency”; it is the core infrastructure for the National Pension System. It is managed by NSDL & main function is Record keeping, Administration and customer service functions for all subscribers of the NPS. Issuing of unique Permanent Retirement Account Number (PRAN) to each subscriber, maintaining a database of all PRANs issued and recording transactions relating to each subscribers PRAN.

How can one exit from NPS before the age of 60?

In the event of death of the subscriber, the beneficiary submits a withdrawal request to the associated POPSP who will enter the request in the CRA system. After the request is processed, a cheque is issued favoring the beneficiary and forwarded to the associated POP.

For any queries or information required related to our services or company, please feel free to get in touch with us at any point of time. Fill in the form below and one of our executives will contact you at the earliest possible. (Within 24 hours)


Privacy Policy

The Privacy Policy covers how the personal information collected from the clients who register for the services and use payment gateway services will be handled, as well as the treatment of the consumer information that we acquire in the course of our business. This Policy is specific to and does not apply to any other websites or Internet services that are part of or to be part of the Alankit Network.

We at Alankit are committed to protect our customers’ personal information and/or sensitive personal data and strive to maintain the privacy of your personal information. Alankit only collects the necessary personally, identifiable information in order to respond to the requests received from the clients for our customized products and services. Personally identifiable information includes, but is not limited to, first and last name, physical address, e-mail address, phone number, and any other information that itself identifies or when tied to the above information, may identify you as a specific individual.

All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties. The User agrees that the debit/credit card details provided by him/ her must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof.

Alankit reserves the right to amend or modify this Privacy Policy at any time, as and when the need arises. We request you to visit our website periodically for contemporary information and changes. Modifications will be effective from the date they are posted on the website.

If you believe that the company has not adhered to this privacy statement, please contact us by email at, and we will use commercially reasonable efforts to promptly determine and remedy the problem, if any.

Terms & Conditions

Once the user has accepted the terms & conditions, he/she may be entitled to register and avail the services offered by the Company. The Payment Gateway service is provided to you in order to facilitate access to the services and pay the fee online.

We accept payments online using Visa and Master Card Credit/Debit Card in AED (or any other currency). Any dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE.

The Company will maintain the confidentiality of each transaction and will not collect or otherwise deal in commercially sensitive information, except to the extent necessary for the Services.

In no event will Alankit, be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages.

Alankit reserves the right, at our sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time without any prior written notice to you. It is Your responsibility to review these Terms of Use periodically for updates / changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the revisions.

Refund Policy for Online Payment

In case the service facility is not delivered/provided as committed at the time of Payment acceptance, you may ask for a refund of the payment made. The request for refund is to be submitted along with the reasons, the same will be forwarded for review of the Management. The management will take an appropriate decision after looking into your request.

The person will not be entitled for any refund if the service request is already accepted and documentation is in process. Please note that there will be a nominal deduction of 10% on the payment made, payable towards the administration fee.

Cash refunds are not available. The refund will be processed automatically and will be credited back to the original credit/debit card or bank account from which the payment is made.

The Refund Policy will only be applicable for the online payments made, it will not include any other transactions.

All refund requests are to be submitted to The request will be processed in 4-5 working days and the refund ( if applicable) will be made in 30 days time period.

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