| eNPS - How to Pay NPS Contribution Online

NPS Overview

NPS (National Pension System) is a government-sponsored scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It is a sustainable and efficient voluntary defined contribution pension system in India that provides assured old-age income to retired individuals. This pension system is easily accessible, low cost & tax-efficient and acts as an encouragement for subscribers to invest in their retirement fund during their course of employment. The bigger the amount of the contributions made, the bigger investments gained. Under this pension system, individuals contribute to their retirement account and their employer can also contribute to the welfare of the individual.

Minimum contribution

During the NPS account opening, subscribers have to initially contribute a minimum amount of INR 500 for Tier I and INR 1000 for the Tier II account. Each financial year, a subscriber can make a minimum contribution subject as per his convenience based on the following conditions:

For Tier I account:

Minimum amount to be contributed per financial year is INR 1000

The minimum frequency of contribution to be made is one.

For Tier II account:

No minimum balance is required for contribution per financial year.

The minimum frequency of contribution to be made is one.

Modes of contribution

There are various ways for individuals to contribute to both Tier I and Tier II account of NPS. Subscribers can contribute their share of amount using physical mode or online mode of payment through eNPS. It could be made through their debit or credit card or by using the Internet banking facility. Also, subscribers can avail the facility of paying regular contributions through pension accounts maintained under the National Pension System (NPS).


To open an NPS account, individuals have to fill a form available both online and offline. To fill the NPS account opening form using the physical mode, it is a must for subscribers to fill up an NPS contribution instruction slip. The physical copy of the form can be obtained from the nearest POP-SP or the NPS website. Subscribers must provide necessary information like the name of the subscriber, subscriber’s PRAN, contribution, and payment mode.

Visit to POP-SP

Alankit is a leading Point of Presence Service Provider (POP-SP) for NPS across India through a network of over 8000 business locations. Subscribers need to submit duly filled up NCIS (NPS Contribution Instruction Slip) to the nearest POP-SP.

Using eNPS

It is a must for NPS subscribers to submit mandatory details such as PRAN (Permanent Retirement Account Number), date of birth, for authenticity. An OTP is sent to the subscriber on his registered mobile number /email. The online contribution can be made using the net banking facility, debit or credit cards.

Overview of How to make a contribution to NPS online using eNPS

Individuals who have their NPS account opened online or offline can make a contribution to NPS online using eNPS. The overview of contributing to NPS is listed below:

  1. Step 1: NPS subscribers are required to go to the eNPS website to make an online contribution to NPS.
  2. Step 2: It is mandatory to fill the important details such as PRAN and Date of Birth.
  3. Step 3: On the successful authentication of details, an OTP is sent to the registered mobile number/email of the subscriber.
  4. Note: The OTP is valid for the next ten minutes as of receiving it.
  5. Step 4: Payment is to be made for the Tier I or Tier II account through debit /credit card/net-banking.
  6. Step 5: Subscribers get notified of their contribution to NPS via email/SMS.

Overview of eNPS

By eNPS or electronic National Pension System, it is meant that individuals can open an NPS account using electronic platforms and make contributions to it. The online process of making a contribution is easy and convenient; it can be opened by using PAN or Aadhaar. The overview of portable retirement savings account is mentioned below:

Individual Pension Account under NPS: Individuals can open this account by using their Aadhaar or PAN. When opening with PAN, bank details are required to complete the KYC (Know-Your-Customer) process. Opening the account with Aadhaar is a simple process. Subscribers have to provide Aadhaar details on the online platform and validate the details with an OTP.

Note: It is essential to have a Tier I or Tier II account to make an online contribution to NPS.

Charges on Contribution to NPS using eNPS

A Point of Presence Service Provider (POP-SP) for NPS charges 0.05% (subject to a minimum of INR 5 and a maximum of INR 5,000) of the contribution amount. Individuals who register eNPS through Aadhaar will not have to bear any charges for future contributions.

For any further queries or information related to the company’s services, feel free to get in touch with us. Simply fill your query related to services in the form below mentioned and our dedicated executive team will be in touch with you shortly. (Within 24 hours)


Privacy Policy

The Privacy Policy covers how the personal information collected from the clients who register for the services and use payment gateway services will be handled, as well as the treatment of the consumer information that we acquire in the course of our business. This Policy is specific to and does not apply to any other websites or Internet services that are part of or to be part of the Alankit Network.

We at Alankit are committed to protect our customers’ personal information and/or sensitive personal data and strive to maintain the privacy of your personal information. Alankit only collects the necessary personally, identifiable information in order to respond to the requests received from the clients for our customized products and services. Personally identifiable information includes, but is not limited to, first and last name, physical address, e-mail address, phone number, and any other information that itself identifies or when tied to the above information, may identify you as a specific individual.

All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties. The User agrees that the debit/credit card details provided by him/ her must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof.

Alankit reserves the right to amend or modify this Privacy Policy at any time, as and when the need arises. We request you to visit our website periodically for contemporary information and changes. Modifications will be effective from the date they are posted on the website.

If you believe that the company has not adhered to this privacy statement, please contact us by email at, and we will use commercially reasonable efforts to promptly determine and remedy the problem, if any.

Terms & Conditions

Once the user has accepted the terms & conditions, he/she may be entitled to register and avail the services offered by the Company. The Payment Gateway service is provided to you in order to facilitate access to the services and pay the fee online.

We accept payments online using Visa and Master Card Credit/Debit Card in AED (or any other currency). Any dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE.

The Company will maintain the confidentiality of each transaction and will not collect or otherwise deal in commercially sensitive information, except to the extent necessary for the Services.

In no event will Alankit, be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages.

Alankit reserves the right, at our sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time without any prior written notice to you. It is Your responsibility to review these Terms of Use periodically for updates / changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the revisions.

Refund Policy for Online Payment

In case the service facility is not delivered/provided as committed at the time of Payment acceptance, you may ask for a refund of the payment made. The request for refund is to be submitted along with the reasons, the same will be forwarded for review of the Management. The management will take an appropriate decision after looking into your request.

The person will not be entitled for any refund if the service request is already accepted and documentation is in process. Please note that there will be a nominal deduction of 10% on the payment made, payable towards the administration fee.

Cash refunds are not available. The refund will be processed automatically and will be credited back to the original credit/debit card or bank account from which the payment is made.

The Refund Policy will only be applicable for the online payments made, it will not include any other transactions.

All refund requests are to be submitted to The request will be processed in 4-5 working days and the refund ( if applicable) will be made in 30 days time period.

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